“Life isn’t about accumulating money. It’s about accumulating experiences. It’s important to enjoy life today instead of putting things off until “someday” or “when I retire.”
For Freedom Finders, it’s about enjoying life, expressing yourself, being flexible and spontaneous. These people can’t be put into a box, they are too multi-faceted. Work is something they get through so they can devote their time to what they really care about, which is self-expression, fun, hobbies and experiencing life.
Shopping, fashion, cooking, making art, traveling, watching movies – this is where their passion lies. Freedom Finders are focused on the here and now. They live in the moment. They don’t focus on the future.
They are easy-going, creative, self-expressive people who don’t like to be labeled or constrained. They can’t stand to be bored and hate repetition and predictability. Money is not high on their priority list. It’s merely a means to an end. Managing money is not something they enjoy. When not avoiding money matters completely, Freedom Finders look for fast and easy ways to deal with financial tasks — like online banking, easy ATM access, and multiple credit cards. Their “act first, think later” bias lets Freedom Finders move quickly on buying opportunities, but they don’t read the fine print and may pay the price later. If they see something they like and want, they act quickly to move on it before someone else does.
Freedom Finders are people of action who don’t over-think things. They like anything that makes their monetary life easier and simpler, such as online banking, automatic deposits, credit and debit cards at the ready, and overdraft protection. If they can put something in place and not have to think about it, even better.
Creating and sticking to a budget is something Freedom Finders don’t enjoy in the least. Credit card debt can sometimes spiral out of control if they’re only making minimum payments. Freedom Finders know they need to pay more attention to their finances, but there are so many other more important priorities. This can lead to a lack of money management, increasing amounts of debt, and a lack of financial planning for the future.