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“I Can’t Find Traditions Mortgage Rates” – Here’s Why


It’s taken months to find the perfect home, but you did it. Located in a highly rated school district and only a few miles from work, you’re in a hurry to secure financing for your new home before another buyer beats you to the punch. Comparing mortgage rates online seems like the most natural next step.
Every website you visit claims that approval is “quick and easy” and offers “super low-interest rates”. But, you’re wondering if there’s more to finding the right mortgage than a few mouse clicks. Trust your intuition.

Before you pursue a mortgage based solely on its advertised interest rates and terms, there’s one thing you should remember:

Online mortgage rates often highlight the best case scenario. Low and no down payment programs, discount points, high borrowing limits, and minimum required credit scores sound like the perfect loan program. However, once shoppers submit a loan application, they might find that the advertised program is more restrictive than they were led to believe.

In a rush to get to the closing table, it’s easy to start the mortgage loan process without reading the fine print. Language such as “for illustrative purposes only”, “subject to change without notice” or “only available in (fill in the blank states)” can lead to disappointment for potential borrowers.

Several weeks may pass before you realize that you don’t qualify for the mortgage program that first attracted you to the lender. Since you need to close on the house quickly, it might be tempting to continue with the process and end up paying more for a home loan than you’d planned.

Why We Don’t Publish Mortgage Rates

Traditions Mortgage doesn’t publish mortgage rates on its website. While this may seem unusual compared to online mortgage lenders who focus on speedy approvals, our experienced lending team believes that buying a home should begin with more than a quick mortgage loan application. We want to know more about you and your financial goals, so you can be confident that:

  • You’ll be presented with a loan program that’s right for your situation
  • Loan costs will be disclosed along with complete program details, so you’re able to make an informed borrowing decision
  • A mortgage loan professional will share the best available mortgage loan rates after reviewing your information and evaluating available program options

What We Do Instead

Traditions Mortgage offers a variety of mortgage programs to meet your financial needs. We can help you secure financing based on your unique situation. Mortgage loan program options include:

  • Low or no down payment loans
  • Fixed-rate mortgage loans
  • Adjustable-rate mortgage (ARMs) loans
  • Veterans Administration (VA) loans
  • First-time homebuyer loans
  • Lot/Construction/Permanent loans
  • Agricultural/Rural Housing loans
  • Alternative funding, i.e., Swing/Bridge loans

Shop with confidence when you complete a Traditions Mortgage pre-approval application. We will take the time to talk through the results of your application and tailor a mortgage loan to your individual needs.

While some lending companies offer quick mortgage loan approvals, it’s often at a long-term cost to the borrower. Experience the Traditions Mortgage difference. Contact a mortgage team member today to get started!

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