No matter what stage of life you are in, Traditions Bank has products that will help you reach your financial goals. From a basic checking account to our unique interest-earning checking accounts, we’ll work with you to find just the right account or combination of accounts to meet your needs.
Account qualifications per statement cycle in order to earn the highest available APY*:
At least 15 posted debit or credit point of sale (POS) purchases using your Traditions Bank debit card
At least one ACH credit or debit (direct deposit or automatic payment) from your account
Use of a monthly E-Statement
A valid email address
*Annual Percentage Yield. New qualifying cycle begins each statement period. For Personal Accounts only. †Standard data and text messaging rates may apply.
PowerUp Checking as of September 21, 2022Rates may change without notice.
Balances up to $20,000
2.00 to 0.21
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following account qualifications are met per statement cycle in order to earn the highest available APY: at least 15 posted Debit or Credit point-of-sale (POS) transactions using your Traditions Bank Debit Card, at least one ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account, and use of a monthly e-statement. If these qualifications are not met, the APY will be 0.05% on all balances in the account for the statement period.
Save money, save time, and build your financial security with Effortless Checking.
Effortless Checking is a no-worry checkless checking account and a smart step in participating in the financial mainstream, depositing your paycheck safely, paying bills, and saving for emergencies and the future.
Free online banking
Free debit card
Free bill pay
Free mobile banking†
Free mobile deposit
Free use of Zelle
lESS WORRY with no overdraft or non-sufficient funds fees
Our Checking with Interest account offers tiered competitive interest rates that begin with a balance of $0.01. A monthly service fee of $12.00 is avoided by maintaining a minimum balance of $1,000.
In addition, you may qualify for the following:
Minimum balance for Checking with Interest is waived, a monthly service fee of $12.00 is avoided, and a 50% discount on safe deposit box rental is given if your account is linked to one of the following:
Savings balance of $2,500 or more
Certificate of Deposit balance of $10,000 or more
Total Personal Loan balance of $15,000 or more
Any combination of the above, plus Money Market balances, for a total of $15,000 or more
Checking with Interest account owners age 50 and older qualify for free specialty checks and a 50% discount on safe deposit rentals.
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