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Fraud Prevention

Cash Management

Sweep Services ACH Direct Deposit & Payments Fraud Prevention Remote Deposit Capture E-Giving Wire Transfer

Limit your exposure to fraud with Positive Pay and Block Services

Would you like the peace of mind knowing your accounts are protected and safeguarded from financial and operating losses?

At Traditions Bank we believe that fighting fraud is everyone’s business.

Fraud Prevention at a Glance:

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Check Positive Pay

What is Check Positive Pay?

Check Positive Pay is a verification service that helps businesses identify and report fraudulent and unauthorized payments.

How does Check Positive Pay Work?
  • Your company uploads an issue file containing check details
  • When checks are presented for payment, YTB reviews the list to
    ensure they are legitimate
  • If there is a discrepancy, we contact you for a decision

Check Positive Pay Features and Benefits:
  • Helps stop unauthorized transactions from clearing your account with improved control and security
  • Includes protection against payee alteration
  • Issued checks may be entered manually or via file upload
  • Provides for optimum security by layering user permissions and limiting user account access
  • Enables account reconciliation and easy integration into payable systems
  • Lets you retain ownership of users and permissions within your company
  • Saves money by limiting potential losses and legal fees with the timely return of unauthorized items

ACH Positive Pay

WHat is ACH Positive Pay?

ACH Positive Pay is an online fraud mitigation tool that allows you to manage ACH debits and credits posting to your business account via filters and blocks.

How Does ACH Positive Pay Work?
  • Provide a list of approved vendors authorized to electronically access your account
  • Unauthorized transactions are flagged and we contact you for a decision
  • Fraudulent ACH transactions may result in financial losses if not detected within 24 hours

ACH Positive Pay Features and Benefits:
  • Helps stop unauthorized transactions from clearing your account with improved control and security
  • ACH filter designation of authorized transactions
  • Provides for optimum security by layering user permissions and limiting user account access
  • Lets you retain ownership of users and permissions within your company
  • Saves money by limiting potential losses and legal fees with the timely return of unauthorized items

Block Services

What are Block Services?

Block Services prevent transactions from occurring in the first place.

How do Block Services Work?
  • Block ACH Debits, ACH Credits and/or Checks before they penetrate your account
  • Concentrate funds in a “Blocked” account to keep them segregated and safe; simply transfer to an operating account for disbursements

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