No matter what stage of life you are in, Traditions Bank has products that will help you reach your financial goals. From a basic checking account to our unique interest-earning checking accounts, we’ll work with you to find just the right account or combination of accounts to meet your needs.
PowerUp Checking is an innovative checking account that turns your Traditions Bank debit card purchases and a few clicks of your mouse into an unexpected interest rate!
Account qualifications per statement cycle in order to earn the highest available APY**:
*ATMs outside of the MoneyPass® network may charge a fee for withdrawals.
†Standard data and text messaging rates may apply.
**Annual Percentage Yield. New qualifying cycle begins each statement period. For Personal Accounts only.
| Balance | Interest Rate | APY* |
| Balances up to $20,000 | 1.98 | 2.00 |
| Over $20,000 | 0.05 | 2.00 to 0.21 |
*Annual Percentage Yield (APY) is subject to change after account is opened. APY assumes the following account qualifications are met per statement cycle in order to earn the highest available APY: at least 15 posted Debit or Credit point-of-sale (POS) transactions using your Traditions Bank Debit Card, at least one ACH Credit or Debit (Direct Deposit or Automatic Payment) from your account, and use of a monthly e-statement. If these qualifications are not met, the APY will be 0.05% on all balances in the account for the statement period.
Minimum deposit required to open account is $100.
Would you like to learn more about PowerUp Checking? Complete the form below and we’ll be happy to call or email you to explain how this interest-earning, no-fee checking account can work for you!
Effortless Checking is a simple checkless checking account that helps you safely deposit your paycheck, pay bills, establish credit, save for emergencies, and access your funds without carrying cash.
Less worry – This account doesn’t charge overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low monthly fee – $5 per month
Lots of benefits such as:
†Standard data and text messaging rates may apply.
*ATMs outside of the MoneyPass® network may charge a fee for withdrawals.
Would you like to learn more about Effortless Checking? Complete the form below and we’ll be happy to call or email you to explain how this no-worry bank account can work for you!
So, pursue those traditions that make life meaningful and manage your money well in the process. This account will be there for you, and so will we.
A monthly service fee of $12.00 is avoided with at least one ACH credit/direct deposit per statement cycle.
†Standard data and text messaging rates may apply.
*ATMs outside of the MoneyPass® network may charge a fee for withdrawals.
That’s why we offer Checking with Interest featuring tiered interest rates. The higher your balance, the more interest you earn.
Our Checking with Interest account offers tiered competitive interest rates that begin with a balance of $0.01. A monthly service fee of $12.00 is avoided by maintaining a minimum balance of $1,000.
†Standard data and text messaging rates may apply.
*ATMs outside of the MoneyPass® network may charge a fee for withdrawals.
Relationship Benefits
Minimum balance for Checking with Interest is waived, a monthly service fee of $12.00 is avoided, and a 50% discount on safe deposit box rental is given if your account is linked to one of the following:
Traditions Privileges
Checking with Interest account owners age 50 and older qualify for free specialty checks and a 50% discount on safe deposit rentals.
| Balance | Interest Rate | APY* |
| $0.01 to $99,999.99 | 0.05 | 0.05 |
| $100,000 & Over | 0.05 | 0.05 |
*Annual Percentage Yield (APY) is subject to change after account is opened. Fees could reduce earnings. Minimum deposit required to open the account is $100.
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