Homebuyer Program for New Doctors and Dentists Mortgage Loans for Medical Professionals
You’ve worked hard and we want to help make the mortgage process a little easier. ACNB Bank's Medical and Dental Professionals Program allows eligible borrowers, to get mortgage loan approval with no monthly private mortgage insurance and with a 3% down payment.
Program highlights
- For medical professionals in their field for less than 10 years
- 30-Year term
- Fixed rates
- Primary homes only
- Up to 97% Loan to Value (LTV)
- No monthly private mortgage insurance
- Construction to permanent option available
- Save $200 on closing cost with an Advantage Rewards Checking account

Who is eligible to apply for the medical and dental professionals mortgage program?
- Medical Resident
- Medical Fellow
- Medical Doctor (MD)
- Doctor of Dental Surgery (DDS)
- Doctor of Medicine in Dentistry or Doctor of Dental Medicine (DMD)
- Doctor of Optometry (OD)
- Doctor of Ophthalmology (MD or DO)
- Doctor of Podiatric Medicine (DPM)
- Doctor of Osteopathic Medicine (DO)
- Pharmacist (RPh)
- Doctor of Chiropractic (DC)
- Nurse Practitioner (NP)
- Physician Associate/Physician Assistant (PA)