Agribusiness Farming is Hard Work and a Complex Industry
You deserve a financial partner who understands the industry and the every day demands of agriculture. That is why Traditions Bank, A Division of ACNB Bank has a dedicated Agribusiness team who has specialized and personal experience working in the industry. No matter where you are in your financial or business journey, we are ready to help.
Committed to Agribusiness
Agribusiness, a blend of “agriculture” and “business,” encompasses the entire process of transporting agricultural products from production to the market, including processing and distribution. No matter where you are in your financial or business journey, we’re ready to help. Our dedicated Agribusiness team has specialized and personal experience working in the industry.
Who We Serve
- Production agriculture
- Crop producers
- Contract livestock producers
- Beef and other livestock producers
- Dairy farmers
- Fruit and vegetable growers
- Ag-related small businesses
Products & Services
- Short-term demand loans
- Working capital loans and lines of credit
- Farm mortgages and construction loans
- Term loans
- Small business loans
- Equipment financing
- Deposit accounts
- Retirement plans
- Transition planning


Our goal is to be a valued partner and trusted advisor to our clients and the communities we serve. We emphasize relationships. Any financial institution can quote an interest rate or loan terms. But our team looks to work with our farmers and owners to find the correct solutions to make their farms and ag businesses successful. One size does not fit all. Therefore, we will work with you to help structure your loans to what works best for your operation or business.
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John Eaton, SVP, Agribusiness Lending Manager
Committed to Local Farms
Our Agribusiness team members live in the communities we serve. When we work with our customers, we’re also working with our neighbors.
AGRIBUSINESS TEAM

Z&Z Farms LLC, The Workman's
“Z&Z Farms would truly not be where we are today without Traditions Bank, A Division of ACNB Bank. Every step of the way the Agribusiness team were there to support, offer advice, and walk us through the details, no matter how big or small.”
La-mel-lo Farm, LLC
“Andrea knows agriculture and is ‘one of us.’ She can relate to a farmer and cares not only about farm financials, but also can talk cows, equipment, crops, or any other issue that makes our farm successful. Andrea has an enthusiasm for agriculture—and it’s contagious!”
West Winds Farm
“When we began our new adventure, West Winds Farm, Gabe Zepp helped us navigate all the loan requirements and paperwork. What started as a dream is now a full-fledged working farm, with hay in the barns, calves, lambs and kids on the way, and happy grandchildren riding their pony. We owe Gabe huge gratitude for his part in helping find our new place.”
BROWN'S RANCH
Traditions Bank is committed to our customers like Elisha Abbott and John Boyer of Brown's Ranch, a historic 232-acre beef cattle farm in Gettysburg. The farm served as Lieut. General Ambrose Powell "A.P." Hill Headquarters during the Battle of Gettysburg in July 1863. We're proud that Elisha, John and Brown's Ranch can rely on Traditions Bank to be there to meet their Agribusiness needs.
DOUBLE-W FARMS
Traditions Bank, A Division of ACNB Bank is committed to our customers like John Jr. and Deb Winand of Double-W Farms. they purchased the 19-acre poultry farm to increase the family's poultry operations in Adams County, PA. We're proud that Deborah, John and Double-W Farms can rely on Traditions Bank, A Division of ACNB Bank to be there to meet their Agribusiness needs.
We want to help you no matter where you are on your journey. In addition to Personal and Business banking products and services, our Corporation includes additional products and services in wealth management, retail brokerage, personal and commercial lines of insurance services, and treasury management.
Securities and Insurance Products are: NOT FDIC INSURED • MAY LOSE VALUE • NOT BANK GUARANTEED • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY. Insurance products are offered by ACNB Insurance Services, Inc., and are not a deposit or obligation of ACNB Bank. Insurance products are not insured by the FDIC or any other agency of the United States, and may involve investment risk.
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