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Agribusiness Farming is Hard Work and a Complex Industry

You deserve a financial partner who understands the industry and the every day demands of agriculture. That is why Traditions Bank, A Division of ACNB Bank has a dedicated Agribusiness team who has specialized and personal experience working in the industry. No matter where you are in your financial or business journey, we are ready to help.

Committed to Agribusiness

Agribusiness, a blend of “agriculture” and “business,” encompasses the entire process of transporting agricultural products from production to the market, including processing and distribution. No matter where you are in your financial or business journey, we’re ready to help. Our dedicated Agribusiness team has specialized and personal experience working in the industry.

Who We Serve

  • Production agriculture
  • Crop producers
  • Contract livestock producers
  • Beef and other livestock producers
  • Dairy farmers
  • Fruit and vegetable growers
  • Ag-related small businesses

Products & Services

  • Short-term demand loans
  • Working capital loans and lines of credit
  • Farm mortgages and construction loans
  • Term loans
  • Small business loans
  • Equipment financing
  • Deposit accounts
  • Retirement plans
  • Transition planning
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John Eaton Headshot

Our goal is to be a valued partner and trusted advisor to our clients and the communities we serve. We emphasize relationships. Any financial institution can quote an interest rate or loan terms. But our team looks to work with our farmers and owners to find the correct solutions to make their farms and ag businesses successful. One size does not fit all. Therefore, we will work with you to help structure your loans to what works best for your operation or business.

- John Eaton, SVP, Agribusiness Lending Manager

Committed to Local Farms

Our Agribusiness team members live in the communities we serve. When we work with our customers, we’re also working with our neighbors.

AGRIBUSINESS TEAM

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Gabriel Zepp, Andrea Foore, Ashley Lehman, and John Eaton.
Meet the Agribusiness Team

Z&Z Farms LLC, The Workman's
“Z&Z Farms would truly not be where we are today without Traditions Bank, A Division of ACNB Bank. Every step of the way the Agribusiness team were there to support, offer advice, and walk us through the details, no matter how big or small.”

La-mel-lo Farm, LLC
“Andrea knows agriculture and is ‘one of us.’ She can relate to a farmer and cares not only about farm financials, but also can talk cows, equipment, crops, or any other issue that makes our farm successful. Andrea has an enthusiasm for agriculture—and it’s contagious!”

West Winds Farm
“When we began our new adventure, West Winds Farm, Gabe Zepp helped us navigate all the loan requirements and paperwork. What started as a dream is now a full-fledged working farm, with hay in the barns, calves, lambs and kids on the way, and happy grandchildren riding their pony. We owe Gabe huge gratitude for his part in helping find our new place.”

BROWN'S RANCH

Traditions Bank is committed to our customers like Elisha Abbott and John Boyer of Brown's Ranch, a historic 232-acre beef cattle farm in Gettysburg. The farm served as Lieut. General Ambrose Powell "A.P." Hill Headquarters during the Battle of Gettysburg in July 1863. We're proud that Elisha, John and Brown's Ranch can rely on Traditions Bank to be there to meet their Agribusiness needs. 

DOUBLE-W FARMS

Traditions Bank, A Division of ACNB Bank is committed to our customers like John Jr. and Deb Winand of Double-W Farms. they purchased the 19-acre poultry farm to increase the family's poultry operations in Adams County, PA. We're proud that Deborah, John and Double-W Farms can rely on Traditions Bank, A Division of ACNB Bank to be there to meet their Agribusiness needs.

We want to help you no matter where you are on your journey. In addition to Personal and Business banking products and services, our Corporation includes additional products and services in wealth management, retail brokerage, personal and commercial lines of insurance services, and treasury management.

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Personal Banking

From checking and savings accounts to personal loans, ACNB Bank offers an array of products for your every day banking. Complimented by a suite of online banking tools, bank anywhere when it fits your schedule.

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Wealth Management

Planning for the next generation of the family farm? Whether you’re getting started, on your way, or ready to transition to the next generation, our Wealth Management team can help create, review, and guide your next steps.

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ACNB Insurance Services

Are you protecting what matters? For all your personal and business insurance needs, let an experienced representative find a policy that's right for you.

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Treasury Management

Streamline your agribusiness finances with our Treasury Management services. From working remotely to managing day-to-day operations, our team helps you bank where you are, save time, and protect your business.

Securities and Insurance Products are: NOT FDIC INSURED • MAY LOSE VALUE • NOT BANK GUARANTEED • NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT ENTITY. Insurance products are offered by ACNB Insurance Services, Inc., and are not a deposit or obligation of ACNB Bank. Insurance products are not insured by the FDIC or any other agency of the United States, and may involve investment risk.

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We live and work here, giving you access to local experts that can help find the best agribusiness loan option for your unique needs.

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Rates

Check the latest rates for all our products!

COMPARE RATES

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WASDE Report

The WASDE report serves as the standard for agricultural forecasts provided by the USDA and other government agencies.

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Agribusiness Blog

Learn, explore, and stay up to date with the latest news and articles.

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MARBIDCO

MARBIDCO provides resources to support rural development, innovative businesses, and Maryland’s agriculture, forestry, seafood, and working lands.