Effortless Checking
A checkless checking account with no overdraft fees.
Effortless Checking is a simple checkless checking account that helps you safely deposit your paycheck, pay bills, establish credit, save for emergencies, and access your funds without carrying cash.
Less worry – This account doesn’t charge overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low monthly fee – $5 per month
Lots of benefits such as:
- FREE debit card compatible with Apple Pay®, Google Pay™ and Samsung Pay®
- FREE online banking and bill pay
- FREE mobile banking with mobile check deposit†
- FREE e-statements
- FREE use of Zelle®
- FREE card control and real-time alerts
- No minimum balance requirement
- NO Traditions Bank charge on any U.S. ATM withdrawals
- Surcharge-Free MoneyPass® ATM network member*